Effective Date: March 20, 2025
PLEASE READ THESE TERMS OF SERVICE CAREFULLY. By accessing or using our website and services, you agree to be bound by the terms outlined below, along with any terms incorporated by reference. It is your responsibility as a user, customer, or prospective customer to read these terms before using our website. If you do not agree to all terms and conditions, please refrain from accessing or using our website and services.
This Terms of Service Agreement (“TOS”) is a legally binding document governing the relationship between Protect National (located at 2000 Metropica Way, Apt 1611, Sunrise, FL 33323), its subsidiaries and affiliates, and you, the user, regarding the use of the Protect National website (https://www.ProtectNational.com) and associated services (collectively, the “Site” or “Services”).
ProtectNational.com is a platform dedicated to supporting life insurance agents in building profitable final expense telesales businesses. We achieve this through proprietary software, training, processes, and final expense contracts.
Anyone who visits our site is deemed a “user” of the services provided as outlined in this TOS. The services available through our website, including any mobile applications or integrated platforms (e.g., social media networks), are exclusively owned by Protect National.
Protect National reserves the right to:
This Agreement applies to all new, modified, or discontinued services unless explicitly stated otherwise. As a user, you acknowledge and agree that Protect National will not be held liable for any updates, modifications, or suspensions of services or products. Your continued use of the services following any updates or changes constitutes your acceptance of those changes. Therefore, it is your responsibility to review this Agreement and related policies regularly to remain informed. If you do not agree to any updated terms, you must stop using our services immediately.
All services offered by Protect National are provided “AS IS.” Protect National assumes no responsibility for issues such as delays, missed deliveries, deletion of content, or failures to store user data, communication, or personalization settings.
Every member's registration data and other personal information are strictly safeguarded by the Protect National Online Privacy Policy. To view the complete Privacy Policy, visit https://www.ProtectNational.com/Privacy. By becoming a member, you consent to the collection and use of the information provided, including its transfer within the United States or other countries for storage, processing, or use by Protect National and its subsidiaries or affiliates.
The global nature of the internet requires all users to comply with local rules governing online conduct and acceptable content. The uploading, posting, or transfer of software, technology, or other technical data may be subject to export and import laws of the United States or other countries. By using our network, you agree to abide by all applicable export and import laws, including but not limited to:
As a user, you confirm and pledge that:
Protect National does not claim ownership of any content submitted by users or visitors, nor does it make such content publicly available without explicit permissions. By submitting content, you grant Protect National worldwide, royalty-free, and non-exclusive licenses as follows:
Publicly accessible areas include message boards and groups open to the general public.
Protect National provides an area where users can submit feedback, ideas, documents, suggestions, and/or proposals ("Contributions") to our website. By submitting Contributions, you acknowledge and agree that:
Users agree to indemnify and hold harmless Protect National, its subsidiaries, affiliates, agents, employees, officers, partners, and/or licensors from any claims or demands, including reasonable attorney fees, arising from content submitted, posted, or otherwise made available through our services, your use of our services, your connection to our services, or your violation of the Terms of Service or the rights of another person.
Users agree not to replicate, duplicate, copy, trade, sell, resell, or exploit any part of the website or services for commercial purposes.
Protect National reserves the right to modify, alter, or discontinue any part of the services at its discretion, temporarily or permanently, with or without prior notice. Protect National is not liable for any modifications, suspensions, or discontinuances of its services.
Any business dealings or correspondence with advertisers found on or through our services, including payment and delivery of goods or services, are strictly between you and the advertiser. Protect National is not responsible for any loss or damage arising from such dealings or the presence of advertisers on our website.
Protect National or third parties may provide links to external websites or resources. Protect National is not responsible for the availability or content of such external sites or resources, nor is it liable for any damage or loss arising from the use or reliance on external content, goods, or services.
Protect National’s services and associated software contain proprietary and confidential information protected under intellectual property laws. Users agree not to alter, duplicate, distribute, or create derivative works based on the services or software, unless explicitly permitted.
Protect National grants users a non-transferable, non-exclusive license to use the software on a single device, provided the user does not reverse engineer, modify, or attempt to access the source code. Unauthorized access or use of modified versions of the software is strictly prohibited.
You expressly acknowledge and agree that:
You explicitly acknowledge and agree that Protect National and its subsidiaries, affiliates, officers, employees, agents, partners, and licensors are not liable for any indirect, incidental, special, consequential, or exemplary damages, including but not limited to loss of profits, goodwill, use, or data, even if advised of the possibility of such damages. Such damages may result from:
In the event of a dispute, you release Protect National (and its officers, directors, employees, agents, subsidiaries, affiliates, and partners) from claims, demands, and damages of any kind or nature, known or unknown, arising out of or connected to such disputes.
If you use our services for financial information (e.g., stock quotes, investments), review the Warranty Disclaimers and Limitation of Liability sections. Protect National’s content is informational only and not intended for trading or investing. Protect National and its licensors are not responsible for the accuracy, usefulness, or availability of financial information or any investment decisions based on such content.
Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for incidental or consequential damages. Thus, some limitations in the Warranty Disclaimers and Limitation of Liability sections may not apply to you.
Unless expressly stated otherwise in this Terms of Service (TOS), you acknowledge and agree that there are no third-party beneficiaries to this agreement.
Protect National may provide notices regarding changes to the TOS through various means, including but not limited to email, regular mail, SMS/MMS, text messaging, website postings, or other reasonable methods developed in the future. If you violate the TOS by accessing services in an unauthorized manner, you may not receive these notices. By accepting this TOS, you agree that you are deemed to have received all notices provided by Protect National, assuming you access the services in an authorized manner.
All trademarks, copyrights, trade names, service marks, logos, and brand features of Protect National are the property of Protect National. You agree not to display or use these trademarks or marks in any manner without prior written consent from Protect National.
Protect National respects the intellectual property of others and expects users to do the same. Under appropriate circumstances and at its discretion, Protect National may disable or terminate the accounts of users who violate the TOS or infringe on intellectual property rights.
If you believe your work has been copied in a way that constitutes copyright infringement, or if your intellectual property rights have been violated, please provide the following information:
Protect National’s designated agent for notices of copyright or intellectual property infringement can be contacted as follows:
Protect NationalProtect National complies with all applicable Federal Communications Commission (FCC) rules and regulations regarding closed captioning of video content. For more information, visit our website at https://www.Protectnational.com.
This Terms of Service (TOS) constitutes the complete agreement between you and Protect National, governing your use of our services. It supersedes all prior versions of the TOS concerning Protect National services. Additionally, you may be subject to other terms and conditions when using or purchasing specific Protect National services, affiliate services, third-party content, or third-party software.
Both you and Protect National mutually agree that the relationship outlined by this TOS will be governed by the laws of the state of Florida, excluding its conflict of law provisions. Any disputes, claims, or causes of action related to this TOS or the relationship between the parties must be filed within courts located in Broward County, Florida, or the U.S. District Court in Florida. You and Protect National consent to the jurisdiction of these courts and waive any objections related to jurisdiction or venue.
If Protect National fails to enforce any right or provision of the TOS, such failure does not constitute a waiver of that right or provision. If any provision of this TOS is deemed invalid by a court, the remaining provisions will remain in full effect, with efforts made to reflect the original intent of the invalidated provision.
You acknowledge and agree that any claim or action related to the use of Protect National services or this TOS must be initiated within four years from the date the claim or cause of action arose, or it will be permanently barred.
Please report violations of this TOS to Protect National using the contact information below:
Protect National